:root{--primary:#1a3c8f;--primary-dark:#0f2666;--accent:#f97316;--text:#1f2937;--text-light:#6b7280;--bg-light:#f8fafc;--white:#fff;--border:#e5e7eb;--success:#10b981;--radius:12px;--shadow:0 4px 24px #1a3c8f1a;--shadow-lg:0 8px 40px #1a3c8f26}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{color:var(--text);background:var(--white);-webkit-font-smoothing:antialiased;font-family:Inter,sans-serif}.container{max-width:1200px;margin:0 auto;padding:0 24px}.progress-bar{background:var(--primary);width:100%;height:4px}.progress-fill{background:var(--accent);width:33%;height:100%;transition:width .4s}.page-hero{color:#fff;background:linear-gradient(135deg,#0f2666 0%,#1a3c8f 55%,#2563eb 100%);padding:48px 0 40px;position:relative;overflow:hidden}.page-hero:after{content:"";pointer-events:none;background:#f9731612;border-radius:50%;width:320px;height:320px;position:absolute;top:-60px;right:-80px}.breadcrumb{color:#ffffff8c;margin-bottom:16px;font-size:13px}.breadcrumb 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.2s}.step-tab:last-child{border-right:none}.step-tab.active{background:var(--primary);color:#fff}.step-tab.done{color:var(--success);background:#f0fdf4}.step-tab .st-num{margin-bottom:2px;font-size:18px;font-weight:800;display:block}.step-tab .st-label{text-transform:uppercase;letter-spacing:.5px;font-size:11px;font-weight:500}.form-panel{box-shadow:var(--shadow);border:1px solid var(--border);background:#fff;border-radius:20px;padding:36px}.panel-title{color:var(--primary);margin-bottom:6px;font-size:20px;font-weight:800}.panel-sub{color:var(--text-light);margin-bottom:28px;font-size:14px}.mode-selector{gap:12px;margin-bottom:28px;display:flex}.mode-btn{border:2px solid var(--border);text-align:center;cursor:pointer;border-radius:12px;flex:1;padding:14px 10px;transition:all .2s}.mode-btn:hover{border-color:var(--primary);background:#f0f4ff}.mode-btn.selected{border-color:var(--primary);background:#eef2ff}.mode-btn .mode-icon{margin-bottom:6px;font-size:24px;display:block}.mode-btn 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h4{color:var(--primary);margin-bottom:3px;font-size:16px;font-weight:800}.level-card .coverage{color:var(--accent);margin-bottom:6px;font-size:12px;font-weight:600}.level-card .desc{color:var(--text-light);margin-bottom:14px;font-size:13px;line-height:1.5}.level-meta-grid{grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:14px;display:grid}.level-meta-item{background:var(--bg-light);text-align:center;border-radius:8px;padding:8px 10px}.level-meta-item .lm-label{color:var(--text-light);text-transform:uppercase;letter-spacing:.4px;margin-bottom:2px;font-size:10px;font-weight:600}.level-meta-item .lm-value{color:var(--text);font-size:13px;font-weight:700}.level-fee{color:var(--primary);font-size:22px;font-weight:800}.level-fee span{color:var(--text-light);font-size:13px;font-weight:500}.includes-mini{flex-wrap:wrap;gap:6px;margin-top:12px;display:flex}.inc-tag{border-radius:20px;padding:3px 9px;font-size:11px;font-weight:600}.inc-yes{color:#15803d;background:#f0fdf4}.inc-no{color:#b91c1c;opacity:.6;background:#fef2f2;text-decoration:line-through}.inc-note{color:#92400e;background:#fffbeb}.lc-check{border:2px solid var(--border);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:22px;height:22px;margin-top:2px;font-size:11px;font-weight:700;transition:all .2s;display:flex}.level-card.selected .lc-check{background:var(--primary);border-color:var(--primary);color:#fff}.form-group{margin-bottom:18px}.form-group label{color:var(--text);margin-bottom:6px;font-size:13px;font-weight:600;display:block}.form-group label .req{color:var(--accent)}.form-group input,.form-group select,.form-group textarea{border:1.5px solid var(--border);width:100%;color:var(--text);background:var(--white);border-radius:8px;outline:none;padding:11px 14px;font-family:inherit;font-size:14px;transition:border-color .2s}.form-group input:focus,.form-group 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1fr}.form-row,.proof-grid{grid-template-columns:1fr}.why-grid{grid-template-columns:1fr 1fr}.step-tabs{flex-wrap:wrap}}